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CELESTE HEADLEE, HOST:

This is TELL ME MORE from NPR News. I'm Celeste Headlee. Michel Martin is away. Coming up, the fiscal cliff is seen as a serious threat to the nation's financial health but for federal workers the impact could be even more immediate and devastating. We'll take a closer look at that in a moment.

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CELESTE HEADLEE, HOST:

This is TELL ME MORE from NPR News. I'm Celeste Headlee. Michel Martin is away. Coming up, the reelection of President Obama triggered a huge amount of racism on social media, particularly on Twitter. We'll talk about the psychology behind those tweets.

After the president's re-election, a slew of racist comments appeared on Twitter and Facebook. Guest host Celeste Headlee discusses some of the legal and privacy issues raised when people vent online. She speaks with Rey Junco of Harvard's Berkman Center for Internet and Society and The Root's Political Correspondent Keli Goff.

San Francisco Supervisor Scott Wiener (yes, that's his name) says last year's law ordering those who bare everything in public to put a towel between their bottoms and public benches or restaurant seats hasn't stopped the complaints he gets about men who prefer to go without (clothes, that is) in the city's Castro District.

Two positive economic indicators:

-- "Sales of existing homes increased in October, even with some regional impact from Hurricane Sandy, while home prices continued to rise due to lower levels of inventory supply," the National Association of Realtors reports.

There was no violence, as had been feared, when hundreds of thousands of people gathered Sunday in Mumbai, India, to express their grief over the death of Bal Thackeray, "a Hindu extremist leader linked to waves of mob violence against Muslims and migrant workers in India."

Good morning.

Our early headlines:

-- Pressure For Truce Grows, But Israel And Hamas Continue Firing.

-- U.S. Policy Is To Say 'Burma;' Obama Also Uses 'Myanmar'.

Other stories in the news:

We've noted before that whether you call the Southeast Asian nation Burma or Myanmar has mattered to many for many years.

It's official U.S. policy, out of support for the opposition that has pressed for democratic reform in that country, to call it Burma. That's the name the nation was known by before a military regime took power in 1989 and started using Myanmar.

(We rewrote the top of this post at 7:45 p.m. ET to sum up the day's news.)

The sixth day of Israel's military operation in the Gaza Strip saw Israel striking a media center and other Palestinian targets, raising the Palestinian death toll to more than 100. Palestinian militants fired 95 rockets at Israel; a third of them were intercepted by Iron Dome, the Israeli missile shield. Also Monday, a flurry of diplomacy that attempted to mediate a cease-fire between the two sides.

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RENEE MONTAGNE, HOST:

Good morning. I'm Renee Montagne with a credit card that's worth its weight in gold. For those who want to buy bling with bling, a bank in Kazakhstan plans to offer a Visa card made of gold, plus a couple of dozen diamonds and mother of pearl. It will require $100,000 upfront and an annual fee of $2,000, but there are no late fees and you get a free iPhone. It won't be the first bejeweled card, just the first made of pure gold. It's MORNING EDITION. Transcript provided by NPR, Copyright National Public Radio.

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LINDA WERTHEIMER, HOST:

Good morning. I'm Linda Wertheimer. Does technology enrich our lives? This weekend in Glasgow, Scotland, it did. A Bank of Scotland ATM was dispensing cash at double the amount requested. Lines formed around the block until the police came. The bank says it's unlikely they'll try to get their money back. And they apologize for, quote, "any inconvenience caused." We suspect no apologies needed. It's MORNING EDITION. Transcript provided by NPR, Copyright NPR.

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NPR's business news begins with credit card debt rising.

(SOUNDBITE OF MUSIC)

MONTAGNE: Americans are running up more debt on their credit cards, and that could be a good sign. The average American had almost $5,000 of credit card debt in the third quarter of 2012, up almost 5 percent over the previous quarter.

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Emergency managers around the nation have been paying close attention to the aftermath of Hurricane Sandy. From California, NPR's Richard Gonzales a look at what lessons disaster planners there say they've learned.

RICHARD GONZALES, BYLINE: Superstorm Sandy didn't sneak up on anybody.

CHRISTOPHER GODLEY: They had days of warning before it made landfall, before the damage really started to occur, so people could prepare themselves, their families, their neighborhoods.

Hamas militants have fired hundreds of missiles at Israel since the conflict intensified last week. Many of those missiles have fallen prey to Iron Dome, the U.S.-funded anti-missile system deployed in key areas across Israel.

In the southern Israeli city of Beersheba, guests at a wedding had barely managed to get through the hors d'oeuvres when a siren sounded warning of incoming rocket fire.

But instead of taking cover, the guests point at the sky and gawk as Israel's Iron Dome missile interceptor system explodes six Hamas rockets in midair.

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LINDA WERTHEIMER, HOST:

This is MORNING EDITION from NPR News. I'm Linda Wertheimer.

RENEE MONTAGNE, HOST:

And I'm Renee Montagne.

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LINDA WERTHEIMER, HOST:

This is MORNING EDITION, from NPR News. I'm Linda Wertheimer.

RENEE MONTAGNE, HOST:

And I'm Renee Montagne.

The day had started with more intense air attacks between Israel and the militant Hamas rulers of Gaza. Overnight air raids pushed the Palestinian death toll to more than 90, with more than 700 wounded. The numbers on the Israeli side are dramatically lower, with three dead so far.

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As the Northeast states take stock of the destruction caused by Hurricane Sandy, a new concern is coming into focus. New York and New Jersey have dozens of superfund sites close to the shore. Some of these toxic zones were flooded by Sandy's storm surge.

RENEE MONTAGNE, HOST:

Ilya Marritz, of member station WNYC, reports that in New Jersey's largest city there are worries that toxic chemicals may have been swept into people's homes.

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And our last word in business: Twinkie rush.

Hostess Brands today begins the process of selling off its assets in a bankruptcy court in New York. That process has struck fear in the hearts of lovers of the sugary-sweet Hostess products, like Twinkies, Ding Dongs and Ho Hos. Sensing a Twinkie panic and a possible shortage, over the weekend some entrepreneurs took to eBay, offering up many Hostess brands at some very exorbitant prices.

LINDA WERTHEIMER, HOST:

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RENEE MONTAGNE, HOST:

This is MORNING EDITION from NPR News. I'm Renee Montagne.

LINDA WERTHEIMER, HOST:

And I'm Linda Wertheimer.

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LINDA WERTHEIMER, HOST:

President Obama paid a historic visit to Myanmar today. The southeast Asian country, also known as Burma, is tiptoeing towards democracy after almost 50 years in military rule. Mr. Obama met with the former leader who is now the president of Burma and with opposition leader Aung San Suu Kyi, who is not a member of parliament after years of house arrest. The visit is the centerpiece of the president's three-day Asian tour, which is meant to underscore the United States' growing involvement in the region.

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Marital fidelity is a sensitive subject for many in the military. Relationships are often strained by distance, frequent moves, the dangers of war. Gen. David Petraeus' admission that he had an extramarital affair has led some military families to reflect on the difficulties of keeping their personal relationships whole. Reporter Joanna Richards spoke with families from the Army's 10th Mountain Division, based at Fort Drum, in upstate New York.

As we've reported, there's a backlash brewing to sedentary office life as more people realize how sitting all day can do a body wrong.

I work at home and often sit in front of my computer doing research and writing. So I thought I'd give a treadmill desk a try.

As Thanksgiving draws near, many of us are thinking about what we're thankful for — taking time to consider how best to appreciate what we have in our lives. This year, novelist and memoirist Anne Lamott has focused on using prayer to help express our thanks. Many of her books explore how individuals can transform their lives — how one moves from being troubled to feeling whole. In Lamott's case, she suffered from alcoholism and drug abuse; after hitting rock bottom, she found her faith.

President Obama is now about to enter into a series of difficult talks on the so-called debt ceiling and the impending fiscal cliff. Lawmakers have until Dec. 31 to come up with a deal to prevent $700 billion from being cut from the federal budget.